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WE ARE A COMMUNITY OF PRIVATE ROOMS. YOU WERE INVITED TO JOIN US. WE EXPECT YOU TO RESPECT OUR STANDARDS AND FOLLOW OUR RULES.

Please consider everyone before you post. Thank you

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Bob Lock Legal Disclaimer

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY
 

The information contained on this Website and the resources available for download through this website are for educational and informational purposes only. 
 

NOT PROFESSIONAL ADVICE


The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, professional advice. While the employees and/or owners of the Company are professionals and the information provided on this Website relates to issues within the Company’s area of professionalism, the information contained on this Website is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation.
We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a professional to address your particular information. The Company expressly recommends that you seek advice from a professional.
Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

If you look at or use any document, listen to any recording, make any donation while on this website this Disclaimer applies as soon as you proceed into this website.

Email Privacy Policy 

The content of this email is intended for the person or entity to which it is addressed only. 
This email may contain confidential information. If you are not the person to whom this message is addressed, be aware that any use, reproduction, or distribution of this message is strictly prohibited. If you received this in error, please contact the sender and immediately delete this email and any attachments.

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Bob Lock Legal Disclaimer

DISCLAIMER

The views and opinions expressed in our Telegram rooms and/or website and its newsletter and/or conference calls are those of the authors and do not necessarily reflect the official policy or position of its Administrators/ Mods/ Owners/VIP/Members/Participants. Any content provided by our participants is of their opinion and is not intended to malign any religion, ethnic group, club, organization, company, individual, or anyone or anything and should not be taken as financial or legal advice in any way.  It is only the opinion of the participant. All participants shall abide by Room Policy or risk removal of his/her comments and his future participation. 

 
NOTICE: We do not endorse anyone or any Financial Instrument business structure (LLC, Corp, Trust, etc.), legal, tax, or political advice. We do not support any currency nor any investment as we are not Licensed, Agents. We do not intend to influence you to purchase or sell any currency or financial tool.  Please do your own research.

The owners/operators/VIP/ Mods of SOWT Telegram rooms and Website shall all be held harmless for all or any information posted on these locations and email newsletter(s). All information, including news, contained herein shall be construed as a rumor. The owners/ operators/ VIP/ Mods and invited guests of the Website and/or Telegram Rooms and/or Conference Calls shall not be held responsible for any information contained herein including information provided by others.

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CONTENT DISCLAIMER

Please be advised that Seeds of Wisdom Team, its owners, its VIPs, invited guests, its room administrators, its room mods, and any and everyone connected with SoWT, are NOT attorneys, CPAs, registered Tax advisors, financial advisors, nor fiduciaries, unless listed as such in their Biographies, posted elsewhere on this site or in these rooms.

Any information provided, conversations had, sample documents made available for possible use, are the product and opinion of the posters, VIPs, mods or administrators and not that of SoWT.

Sample documents are exactly that – samples.  Should any document infringe any copyrighted (c) material rights, we ask to be notified immediately for its removal.  Documents are to be used at your discretion, without cost, obligation, or liability, guarantee, or warranty.

SEEDS OF WISDOM TEAM DISCLAIMER:

 

Please be advised that Seeds of Wisdom Team, its owners, its VIPs, invited guests, its room administrators, its room mods, and any and everyone connected with SoWT, are NOT attorneys, CPAs, registered Tax advisors, financial advisors, nor fiduciaries, unless listed as such in their Biographies, posted elsewhere on this site or in these rooms.

Any information provided, conversations had, sample documents made available for possible use, are the product and opinion of the posters, VIPs, mods or administrators and not that of SoWT.

 

Sample documents are exactly that – samples.  Should any document infringe any copyrighted (c) material rights, we ask to be notified immediately for its removal.  Documents are to be used at your discretion, without cost, obligation, or liability, guarantee, or warranty.

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PRIVACY POLICY

Effective date: 23 days of November 2021

 

https://SeedsOfWisdomTeam.com is owned and operated by Seeds of Wisdom Team. Seeds of Wisdom Team is the data controller and can be contacted at 3091 College Park Dr. STE 240 #8

The Woodlands Texas 77384-8029

 

Purpose   

The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:

1. The personal data we will collect.

2. Use of collected data.

3. Who has access to the data collected.

4. The rights of Site users; and

5. The Site's cookie policy.

 

This Privacy Policy applies in addition to the terms and conditions of our Site.

 

GDPR

For users in the European Union, we adhere to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018. We have not appointed a Data Protection Officer as we do not fall within the categories of controllers and processors required to appoint a Data Protection Officer under Article 37 of the GDPR.

 

Consent

By using our Site users agree that they consent to:

  1. The conditions set out in this Privacy Policy.

 

Legal Basis for Processing

We collect and process personal data about users in the EU only when we have a legal basis for doing so under Article 6 of the GDPR. We rely on the following legal basis to collect and process the personal data of users in the EU: 1. Processing of user personal data is necessary to a task carried out in the public interest or in the exercise of our official authority.

 

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

 

Data Collected Automatically

When you visit and use our Site, we may automatically collect and store the following information:

  1. IP address; and

  2. Location.

 

Data Collected in a Non-Automatic Way

We may also collect the following data when you perform certain functions on our Site:

This data may be collected using the following methods:

  1. Website Membership Registration Process.

 

How We Use Personal Data

 Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.

 

Specifically, we only collect your information for the following purposes:

To provide and operate our website and online services for our visitors and members.

To process your enrollments, donations, and payments and to provide you with technical support and our newsletters.

To contact you with relevant information and promotional offers, when available.

To create aggregated statistical data and other aggregated and/or inferred non-personal information, which we may use to provide and improve our respective services.

To comply with any applicable laws and regulations for our website

 

Whom We Share Personal Data With:

Employees or Volunteers or WIX Support Providers

We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

 

Other Disclosures

We will not sell or share your data with other third parties, except in the following cases:

1. If the law requires it.

2. If it is required for any legal proceeding.

3. To prove or protect our legal rights; and

4. To buyers or potential buyers of this company in the event that we seek to sell the company. If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

 

How Long We Store Personal Data

 User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.

 

How We Protect Your Personal Data

As we use Wix as our website provider platform, your data may also be stored on secure servers, behind a firewall, through Wix's data storage, databases, and general Wix applications.

 

We use PAYPAL as our platform for any donations or payments. PayPal has its own personal data protection and Privacy policies.

 

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore, we are unable to guarantee the security of user data beyond what is reasonably practical.

 

Your Rights as a User

 Under the GDPR, you have the following rights:

1. Right to be informed.

2. Right of access.

3. Right to rectification.

4. Right to erasure.

5. Right to restrict processing.

6. Right to data portability; and

7. Right to object.

 

Children

We do not knowingly collect or use personal data from children under 16 years of age. If we learn that we have collected personal data from a child under 16 years of age, the personal data will be deleted as soon as possible. If a child under 16 years of age has provided us with personal data their parent or guardian may contact our privacy officer or contact office.

 

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data if we have disclosed your personal data, and to whom we disclosed your personal data if you would like your data to be deleted or modified in any way, or if you would like to exercise any of your other rights under the GDPR, please contact our privacy officer here:

Seeds of Wisdom Team

3091 College Park Dr. STE 240 #8

The Woodlands Texas 77384-8029

 

Do Not Track Notice "Do Not Track"

("DNT") is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third-party websites and therefore do not respond to browser initiated DNT signals.

 

Cookie Policy

A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

 

Third-Party Cookies

 Third-party cookies are created by a website other than ours. We may use third-party cookies to achieve the following purposes:

  1. To redirect the browser to return to our website when visiting another website, like PayPal.

Modifications

 

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy, we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

 

Complaints

If you have any complaints about how we process your personal data, please contact us through the contact methods listed in the Contact Information section so that we can, where possible, resolve the issue. If you feel we have not addressed your concern in a satisfactory manner you may contact a supervisory authority. You also have the right to directly make a complaint to a supervisory authority. You can lodge a complaint with a supervisory authority by contacting the

Seeds of Wisdom Team

3091 College Park Dr. STE 240 #8

The Woodlands Texas 77384-8029

 

Contact Information

 

 If you have any questions, concerns, or complaints, you can contact our offices, Data Privacy Section at

Seeds of Wisdom Team

3091 College Park Dr. STE 240 #8

The Woodlands Texas 77384-8029

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COOKIE POLICY

We receive, collect, and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information, and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

When you conduct a transaction on our website, as part of the process, we collect the personal information you give us such as your name, address, and email address. Your personal information will be used for the specific reasons stated above only.

We collect such Non-personal and Personal Information for the following purposes:
To provide and operate the Services.
To provide our Users with ongoing customer assistance and technical support.
To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages.
To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services. 
To comply with any applicable laws and regulations.

Our company is hosted on the Wix.com platform. Wix.com provides us with an online platform that allows us to sell our products and services to you. Your data may be stored through Wix. Com’s data storage, databases, and the general Wix.com applications. They store your data on secure servers behind a firewall.  

All direct payment gateways offered by Wix.com and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express, and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes, we may contact you via email, telephone, text messages, and postal mail.

If you don’t want us to process your data anymore, please contact us at [your email] or send us a mail to 3091 College Park Dr. STE 240 #8  The Woodlands, Texas 77380-8029.

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. 

If you would like to: access, correct, amend, or delete any personal information we have about you, you are invited to contact us at Seedsofwisdomteam@gmail.com or send us mail to 3091 College Park Dr STE 240 #8  The Woodlands, Texas 77380-8029.

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CONTENT DISCLAIMER

Some of the articles, forms, and documents are donated contributions from members. If you have any objection or suspicion that any contribution violates your intellectual property, please send us an email to: seedsofwisdomteam@gmail.com, for its removal from our website.

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AFFILIATE DISCLAIMER

The Seeds of Wisdom Team believes in complete transparency. We would like you to keep in mind that we may receive commissions when you click our links and make purchases. However, this does not impact our reviews and comparisons. We try our best to keep things fair and balanced, in order to help you make the best choice for yourself. If a display a product or service is displayed on our site by one of our VIPs or Team Members is not necessarily, it is not necessarily the views of Seeds of Wisdom or that Seeds of Wisdom is compensated. 

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WE DO NOT SELL YOUR DATA

We receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

DISCLAIMER OF LIABILITY

The material and information contained or given on this website are for general information only. The helpers on this channel are not lawyers or financial advisors. You are using this information with your own discretion. You should not rely upon the material or information on this website as a basis for making any business and/or personal decisions.

Whilst we endeavor to keep the information up to date and correct, Seeds of Wisdom Team makes no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services or related graphics contained on the website for any purpose. All due diligence is the responsibility of participant.

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LEGAL DISCLAIMER

We offer free information and opinions on Health not as a substitute for professional medical prevention, diagnosis, or treatment. Please consult with your physician, pharmacist, or health care provider before taking any home remedies or supplements or following any treatment suggested in this Health room. Only your healthcare provider, personal physician, or pharmacist can provide you with advice on what is safe and effective for your unique needs or diagnose your particular medical problem.


The statements on this Health room have not been evaluated by the Food and Drug Administration. These statements and recommended formulations listed in this room are not intended to diagnose, prescribe for, treat or claim to prevent, mitigate or cure any human disease. They are intended for nutritional support only. The third-party information referred to herein is neither adopted nor endorsed by this room but is provided for general informational purposes

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 SEEDS OF WISDOM TEAM DISCLAIMER:

CONTENT DISCLAIMER
Please be advised that Seeds of Wisdom Team, its owners, its VIPs, invited guests, its room administrators, its room mods, and any and everyone connected with SoWT, are NOT attorneys, CPAs, registered Tax advisors, financial advisors, nor fiduciaries, unless listed as such in their Biographies, posted elsewhere on Sowt web site or in these rooms.

Any information provided, conversations had, sample documents made available for possible use, are the product and opinion of the posters, VIPs, mods or administrators and not that of SoWT.

Sample documents are exactly that – samples.  Should any document infringe any copyrighted (c) material rights, we ask to be notified immediately for its removal.  Documents are to be used at your discretion, without cost, obligation, or liability, guarantee, or warranty.

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HEALTH AND PRODUCTS DISCLAIMER:
Legal Disclaimer ~ We offer free information and opinions on Health not as a substitute for professional medical prevention, diagnosis, or treatment. Please consult with your physician, pharmacist, or health care provider before taking any home remedies or supplements or following any treatment suggested in this Health room. Only your healthcare provider, personal physician, or pharmacist can provide you with advice on what is safe and effective for your unique needs or diagnose your particular medical problem. The statements on this Health room have not been evaluated by the Food and Drug Administration. These statements and recommended formulations listed in this room are not intended to diagnose, prescribe for, treat or claim to prevent, mitigate or cure any human disease. They are intended for nutritional support only. The third party information referred to herein is neither adopted nor endorsed by this room but is provided for general informational purposes.

DISCLAIMER NOTICE -  CANADIAN Members & Where is applicable:


Legal Disclaimer ~ We offer free information and opinions on Health not as a substitute for professional medical prevention, diagnosis, or treatment. Please consult with your physician, pharmacist, or health care provider before taking any home remedies or supplements or following any treatment suggested in this Health room. Only your healthcare provider, personal physician, or pharmacist can provide you with advice on what is safe and effective for your unique needs or diagnose your particular medical problem. The statements on this Health room have not been evaluated by the Food and Drug Administration. These statements and recommended formulations listed in this room are not intended to diagnose, prescribe for, treat or claim to prevent, mitigate or cure any human disease. They are intended for nutritional support only. The third party information referred to herein is neither adopted nor endorsed by this room but is provided for general informational purposes.

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DISCLAIMER
Email Privacy Policy 
The content of this email is intended for the person or entity to which it is addressed only. 
This email may contain confidential information. If you are not the person to whom this message is addressed, be aware that any use, reproduction, or distribution of this message is strictly prohibited. If you received this in error, please contact the sender and immediately delete this email and any attachments.
Despite SOWT dedication to online security, we cannot guarantee the safety of external links. Please exercise caution when clicking links to avoid transmitting viruses and other malware. All email security issues are handled via WIX platform. 

https://www.seedsofwisdomteam.com/seedsofwisdomteamdisclaimer

Facebook to end news access in Canada over incoming law on paying publishers  Link

Team Friendly Rooms are Independent and Friends with Seeds of Wisdom Team with a signed agreement on Standards and Rules.

They are all compatible in Education, Topics and with our dedicated Mission.

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

The information contained on this Website and the resources available for download through this website are for educational and informational purposes only. NOT TO BE SOLD
NOT PROFESSIONAL ADVICE. NOT IMPLY FINANCIAL ADVICE. NOT LEGAL ADVICE. DO YOUR OWN RESEARCH. DISCLAIMER Link.
STANDARDS LINK

© 2021-2022 Seeds of Wisdom. All rights reserved. Website Created by SOWT

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