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Seeds of Wisdom Team's
website and documents 

are watermarked to protect the authors

and all involved. 

We Encourage EVERYONE

to join our community to learn and connect 

with others to heal our world.


Join Us 

Seeds of Wisdom Team

does not do any group or financial banking!

  Any other similar name at Telegram or website or at any other Social Media network    LinkedIn, Facebook, Twitter, etc.) is not ours.  We do not have anything to do with investments initiatives teams/ associations/mentors/ advisors nor any financial entity endorsement.

Kindness wins respect! Our goals are helping people.

Bob Lock Legal Disclaimer

The information contained on this Website and the resources available for download through this website are for educational and informational purposes only. 

The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, professional advice. While the employees and/or owners of the Company are professionals and the information provided on this Website relates to issues within the Company’s area of professionalism, the information contained on this Website is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation.
We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a professional to address your particular information. The Company expressly recommends that you seek advice from a professional.
Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

If you look at or use any document, listen to any recording, make any donation while on this website this Disclaimer applies as soon as you proceed into this website.

Seeds of Wisdom Team DISCLAIMER:

Please be advised that Seeds of Wisdom Team, its owners, its VIPs, invited guests, its room administrators, its room mods, and any and everyone connected with SoWT, are NOT attorneys, CPAs, registered Tax advisors, financial advisors, nor fiduciaries, unless listed as such in their Biographies, posted elsewhere on this site or in these rooms.

Any information provided, conversations had, sample documents made available for possible use, are the product and opinion of the posters, VIPs, mods or administrators and not that of SoWT. 

Sample documents are exactly that – samples.  Should any document infringe any copyrighted (c) material rights, we ask to be notified immediately for its removal.  Documents are to be used at your discretion, without cost, obligation, or liability, guarantee, or warranty.

Bob Lock Legal Disclaimer

The views and opinions expressed in our Telegram rooms and/or website and its newsletter and/or conference calls are those of the authors and do not necessarily reflect the official policy or position of its Administrators/Mods/Owners/VIP/Members/Participants. Any content provided by our participants is of their opinion and is not intended to malign any religion, ethnic group, club, organization, company, individual, or anyone or anything and should not be taken as financial or legal advice in any way.  It is only the opinion of the participant.  All participants shall abide by Room Policy or risk removal of his/her comments and his future participation. 


NOTICE:  We do not endorse anyone or any Financial Instrument business structure (LLC, Corp, Trust, etc.), legal, tax, or political advice. We do not support any currency nor any investment as we are not Licensed, Agents. We do not intend to influence you to purchase or sell any currency or financial tool.  Please do your own research.

The owners/operators/VIP/ Mods of SOWT Telegram rooms and Website shall all be held harmless for all or any information posted on these locations and email newsletter(s). All information, including news, contained herein shall be construed as a rumor. The owners/ operators/ VIP/ Mods and invited guests of the Website and/or Telegram Rooms and/or Conference Calls shall not be held responsible for any information contained herein including information provided by others.

Privacy Policy

Effective date: 23 days of November 2021 is owned and operated by Seeds of Wisdom Team. Seeds of Wisdom Team is the data controller and can be contacted at 3091 College Park Dr. STE 240 #8

The Woodlands Texas 77384-8029




The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:

1. The personal data we will collect;

2. Use of collected data;

3. Who has access to the data collected;

4. The rights of Site users; and

5. The Site's cookie policy.


This Privacy Policy applies in addition to the terms and conditions of our Site.


This Privacy Policy applies in addition to the terms and conditions of our Site.



 For users in the European Union, we adhere to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018. We have not appointed a Data Protection Officer as we do not fall within the categories of controllers and processors required to appoint a Data Protection Officer under Article 37 of the GDPR.



 By using our Site users agree that they consent to:

  1. The conditions set out in this Privacy Policy.


Legal Basis for Processing

We collect and process personal data about users in the EU only when we have a legal basis for doing so under Article 6 of the GDPR. We rely on the following legal basis to collect and process the personal data of users in the EU: 1. Processing of user personal data is necessary to a task carried out in the public interest or in the exercise of our official authority.


Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.


Data Collected Automatically


When you visit and use our Site, we may automatically collect and store the following information:

  1. IP address; and

  2. Location.


Data Collected in a Non-Automatic Way

                We may also collect the following data when you perform certain functions on our Site:

This data may be collected using the following methods:

  1. Website Membership Registration Process.


How We Use Personal Data


Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.


Specifically, we only collect your information for the following purposes:

To provide and operate our website and online services for our visitors and members;

To process your enrollments, donations, and payments and to provide you with technical support and our newsletters;

To contact you with relevant information and promotional offers, when available;

To create aggregated statistical data and other aggregated and/or inferred non-personal information, which we may use to provide and improve our respective services;

To comply with any applicable laws and regulations for our website


Whom We Share Personal Data With:


Employees or Volunteers or WIX Support Providers

We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.


Other Disclosures

We will not sell or share your data with other third parties, except in the following cases:

1. If the law requires it;

2. If it is required for any legal proceeding;

3. To prove or protect our legal rights; and

4. To buyers or potential buyers of this company in the event that we seek to sell the company. If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.


How Long We Store Personal Data


User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.


How We Protect Your Personal Data

As we use Wix as our website provider platform, your data may also be stored on secure servers, behind a firewall, through Wix's data storage, databases, and general Wix applications.


We use PAYPAL as our platform for any donations or payments. PayPal has its own personal data protection and Privacy policies.


While we take all reasonable precautions to insure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore, we are unable to guarantee the security of user data beyond what is reasonably practical.


Your Rights as a User


Under the GDPR, you have the following rights:

1. Right to be informed;

2. Right of access;

3. Right to rectification;

4. Right to erasure;

5. Right to restrict processing;

6. Right to data portability; and

7. Right to object.